In my mind there are two solutions that make any sense at all.
Solution #1: Universal Single-Payer Government Funded Health Care.
-It works and it is cost effective. Furthermore, the whole "They're going to kill your granny" argument is the most ridiculous argument I've heard... especially since my granny (and yours too) is ALREADY covered under the government funded system - Medicare. F-ing nonsense.
Solution #2: No insurance, and everyone pays for him/herself. True PRIVATE health service.
-I'm not sure how well it works, but it's got to be better than what we've got. Private health insurance companies are evil. They're not well-regulated, and they cheat. They don't pay doctors and hospitals in a timely manner. They drive up prices through their deceptive collective bargaining practices. If we do away with the health insurance companies, then maybe routine health care will be affordable to the average person, rather than the extra-ordinate prices that we have now. It works well for most people, and screw you if you get a serious illness. At least if we went that way, we'd be leveling the playing field somewhat... since disease is an equal-opportunity vendor, even the wealthiest people could find themselves in thousands of dollars of debt at the drop of a hat. It wouldn't take long for certain disparities to dissipate with that going on.
I work with people every day who bitch about having to pay $200 for a pair of eyeglasses, yet they are the same people who are against universal health coverage. Well folks, you can't have it both ways. Suck it up. If you don't want to have universal coverage, then be ready to fork over the dollars or go without! That's the way it works in a capitalist system, and if that's what you want, put up or shut up.
Furthermore, much of this debate is all about protecting pocketbooks. Many in Congress and the Senate aren't paying any attention to what their constituents want or need. They're listening to their campaign contributors. Enough said.
So, I'm cynical - I think what's going to happen is that we're going to end up being legislated into having private insurance, with little benefit for those who can't afford it due to predatory practices. Much like the car insurance industry, only worse. Think carefully about your choices folks, we all will suffer if we make the wrong one.