I'm asking myself if my bank, Caisse Populaire Desjardins is segregationist. They claim to treat any of their "member" (i.e. customer, but that is the official wording) equally. But I can't get a credit card from their VISA branch because I'm not a permanent resident in Canada (despite my credit history being currently OK). They claim that I'd get it with permanent residency. That is really unfair, because there is not much reason I'd not pay the bills. In fact, I can get a $500 credit card if I give them $500. But that is no longer credit card; that is prepaid debit card. When it comes to debit card, because of the first claim, they can't make me zero fee on using it, as a compensation for their inequal policy, in the name of treating all the customers equally.... B.S.
All this came out of the mouth of the vice-director of the branch.

In short, I'm looking for a good bank in Montreal, that provide free internet banking, that could provide me free debit card use, and of course would allow me to have a VISA or MasterCard. I'd transfer all the assets there.